19 May 2026·5 min read

What is the real monthly cost of a data product?

Lior BarakBy · Data Portfolio Advisor

Most data budgets only capture infrastructure cost. The real monthly cost of a data product, once you add incidents, support, and change requests, is typically 2-4× that. PCU-V (Portfolio Capacity Units, Verified) measures the true carrying cost and gives your portfolio a capacity ceiling you can defend.

PCU-V, Portfolio Capacity Units, Verified, is the true monthly cost of sustaining a single data product. It's the denominator of the Portfolio ROI Ratio and the metric most data budgets get wrong.

The four components

  • Infrastructure, cloud, storage, compute, licensing. The line item every CFO already sees.
  • Incident response, engineering time spent fixing the product when it breaks, priced at fully-loaded hourly cost.
  • Support load, analyst and engineering time spent answering questions, validating numbers, training users.
  • Change requests, recurring small modifications that aren't roadmap work but consume capacity every month.

Why infrastructure-only is misleading

Most data product cost reporting stops at infrastructure. PCU-V routinely surfaces a carrying cost 2 to 4× higher once human time is included. A dashboard with €400/month of cloud cost can easily carry €2,800/month in incident, support, and change-request load.

That distinction is the difference between a product that looks profitable and a product that's quietly burning capacity every month.

How to calculate it

  1. Pull the infrastructure cost from your cloud bill, tagged to the product.
  2. Estimate hours per month spent on incidents for this product (last 90 days, averaged).
  3. Estimate hours per month spent on support and ad-hoc requests tied to it.
  4. Estimate hours per month spent on small change requests.
  5. Multiply each hour figure by the fully-loaded hourly cost of the people doing the work.
  6. Sum. That's PCU-V.

The Portfolio ROI Ratio

Once PCU-V is known per product, you can calculate:

Portfolio ROI Ratio = FTE Debt displaced ÷ PCU-V

A product displacing €15,000/month of FTE Debt while carrying €3,000/month in PCU-V has a ratio of 5.0. Strong asset. Keep investing. A product displacing €1,200/month while carrying €4,000/month has a ratio of 0.3. Sunset candidate.

Next Step

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